Group Protection Plan		Travel Insurance provided by
	Coverage	Benefit Amount
	Return Air Interruption	$1,000
	Trip Delay ($150 max/day)	$750
	Medical Expense	$10,000
	Emergency Medical Transportation	$100,000
	Baggage & Personal Effects	$1,000
	Baggage Delay	$200
	AIG Travel Assist	Included
	LiveTravel®	Included

Details of Coverage

Trip Interruption Pays this benefit up to the Maximum Benefit shown on the Schedule of Benefits if a trip is interrupted due to any of the following unforeseen circumstances:

• Sickness, injury, or death of you, your Immediate Family Member, Traveling Companion, or business partner. Cancellation due to an injury or Sickness of an Immediate Family Member must be because their condition is life-threatening, or because the Immediate Family Member requires your care;

• Financial Default of an airline, cruise line, or tour operator resulting in the complete cessation of services. Excluded is the organization from which you purchased your trip or this coverage. This coverage applies only if the financial default occurs more than 14 days after your coverage effective date;

• Inclement Weather causing interruption of travel;

• Strike resulting in the complete cessation of travel services;

• Your principal residence or destination being made uninhabitable by fire, flood, vandalism, burglary, or natural disaster;

• You or your Traveling Companion being subpoenaed, required to serve on a jury, hijacked, or quarantined;

• A Terrorist Incident in a City listed on your itinerary within 30 days of your scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace. • You being called into active military service or having leave revoked or being reassigned.

Trip Delay

• Reimburses up to $150 a day to the Maximum Benefit shown on the Schedule of Benefits for reasonable, additional accommodations if your trip is delayed for more than 12 hours.

Baggage & Personal Effects

• Reimburses you if your baggage is lost, stolen, or damaged while on your trip, subject to the Maximum Benefit. This coverage is in excess of any other coverage or indemnity. Maximum of $4,000 per traveling group.

Baggage Delay

• If your baggage is delayed more than 24 hours, you will be reimbursed for the purchase of essential items, subject to the Maximum Benefit.

Medical Expense

• Pays this benefit, up to the Maximum Benefit shown on the Schedule of Benefits. Pays for necessary medical expenses incurred by you within one year from the date of injury or Sickness provided initial treatment was received during the trip. Pays up to $5,000 for special medical escort if recommended in writing by the attending physician.

Emergency Medical Transportation

• Covers evacuation and transportation as directed by a physician to the nearest adequate medical facility (home in the event of death or if medically required).

AIG Travel Assist

• Advancement of funds to cover on-site medical expenses.

• Telephone interpretation services in major languages.

• Replacement of lost passport and other incidentals as may be required.

• Assistance to locate local physicians, dentists, or medical facilities.

• Professionals will monitor your condition and contact your personal physician.

• Evacuation to a hospital, treatment facility or back home.

• 24-hour emergency hotline.

LiveTravel® Assistance

• LiveTravel® — 24 hour hotline to make emergency changes, such as rebooking flights, hotel reservations, tracking lost luggage and more! Call 1.800.826.8597 for assistance.

• Live Messaging — relay of email or phone message to family, friends or business associates.

• Pre-Trip Travel Advice — around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; weather and currency information – all for your planned destination.

• Emergency Cash Transfer — assistance in coordinating an emergency cash advance. * Non-insurance services provided are provided by AIG Travel Assist. Underwritten by the National Union Fire Insurance Company of Pittsburgh, PA, a member of the AIG Companies®, with its principal place of business at 70 Pine Street, New York, New York 10270. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. This is only a brief description of the insurance coverage(s) available under policy series T30253NUFIC. The Policy contains reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in the Policy. If there are any conflicts between this document and the Policy, the Policy shall govern.

Coverage may not be available in all states.

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Barakah Hajj & Umrah